2019

Whether you’re looking for villas for sale in Dubai or are searching for off plan properties in Dubai, there are many terms and lingos that people that don’t usually work with this environment don’t know nor understand. Dubai real estate agencies and real estate experts, though, recommend their users to take a look to some words so they stay on safe ground when buying, renting or getting involved with the real estate market.

Appraisal management company (AMC): This is an institution that’s used to order home appraisals.

Appraisal: is, basically, the value of a property. This document, which is also an opinion, is prepared by a licensed and certified appraiser. This kind of ‘opinion’ is based on reliable data and research.

Closing: also known as the closure of a property deal, in which the transfer of the property from seller to buyer occurs. It’s usually attended by the buyer or buyers, the seller, both real estate agents and also the lender.

Closing costs: these are fees that come with the purchase of a property. Comparable to the taxes you pay for when you buy a product.

Down payment: it’s a portion of the property’s price and value that the buyer must pay.

Earnest money: security deposit is always made by the buyer in which he agrees and proves to the seller his or her interest and intention to purchase the property

Funding fee: this is a fee to protect the lender from loss. It also funds the loan program by itself.

Homeowners Association (HOA): this is a group of people also known as the governing body of a housing development, condo or townhouse complex. Its main function is to setup rules and regulations. They’re also in charge of some money related to basic transactions regarding the community like the maintenance of common areas

In Escrow: this is a period of time that usually takes 30 days or maybe long after the buyer has made his offer on a property and the seller accepts.

Listing price: this is the price the sellers set to their properties.

Under contract: like the escrow, this is another period that also takes 30 days or longer after a buyer has made an offer on a property and the seller accepts.

Walkthrough: this is the final inspection a buyer does with his real estate agent before closing on a property deal.

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People that struggle with arthritis cannot help but seek out solutions that offer relief for pain and discomfort. The afflicted joints can flare up, especially during cold and humid weather. To this end, most people turn to arthritis creams for immediate and temporary relief. That said, these creams contain therapeutic ingredients and must be used with care to avoid any adverse reactions.

In this post, we take a good look at how arthritis creams work and what people ought to know before using one. Only then can you expect to use the latter safely and effectively.

So how do arthritis creams work?

What most people don’t know about arthritis pain relief creams is that they are generally classified into two types — hot creams and cold creams. It is essential to note the difference because certain kinds of arthritis respond to one kind of cream and can worsen with the other.

For example, if you have rheumatoid arthritis, then much of your pain and discomfort stems from the inflammation and swelling on the joints. Hence, the last thing you would want to do is use a hot arthritis cream that only increases the temperature in the joints, which only leads to more pain and stiffness. In this case, the use of a cold arthritis cream is appropriate.

On the other hand, hot creams are suitable for people that suffer from osteoarthritis, which occurs as a result of the joints losing cartilage density. Such a condition progresses over a long period and further aggravated by repetitive joint movement.  In this case, a hot cream that warms and soothes the joints will certainly help.

As you might have already realised, choosing the best arthritis cream in the market is a matter of selecting the right type that suits your condition. Choosing the wrong type can make things worse. It is safe to say that most cases of people stating that they didn’t find any relief out of arthritis creams were likely using the wrong type that doesn’t go well with their condition.

Precautions for using arthritis cream

Of course, the best way to determine whether or not a type of arthritis cream is suitable for your condition is to arrange a consultation with your doctor. More importantly, patients who are on certain drug medications should always talk to their doctor before adding the use of arthritis creams to their routine. Doing so will ensure that your body won’t have any adverse reaction to the active ingredients on the arthritis cream.

In conclusion, the use of arthritis creams is not as straightforward as most people think. As you may have already realised, there are factors to consider, including the nature of arthritis symptoms and matching them with the right type of pain relief cream. While it may seem like a hassle to anyone who seeks immediate relief, keeping the factors mentioned above on top of mind will help ensure that you are getting the value of whatever amount of time and money you …

You have probably heard that the best alternative to wearing eyeglasses is contact lenses especially if you require vision correction.

We can consider numerous reasons why you should consider lenses instead of glasses from an aesthetical perspective to more convenient such as for athletes.

In all these situations, you have to know what are they and how they are made so that you can find the best one possible.

Of course, first, you need to go to an eye exam near me, which will help you determine the exact prescription that will help you get the perfect lenses.

Materials

Have in mind that soft lenses come from water containing and gel-like plastics that are known as hydrogels. These types of lenses are pliable and thin, and they will match with the surface of the eye.

They entered the market in the ’70s and became highly popular because of their comfort when compared with other types of lenses that were available back in the day.

Since the only alternative was to wear PMMA, plastic lenses that required for people to wear them for weeks until they can adapt, and they were brought a high risk of eye irritation and infection as well.

You can also find silicone hydrogel lenses that are the high-end type of soft contact ones because they are more porous and will allow oxygen to reach the cornea, which was not possible before.

They appeared on the market in 2002 and today, it is the most popular choice for people all across the globe. You can also find gas permeable lenses or we can also call them RGP or GP lenses, which feel like PMMA but they feature pores, which allows oxygen to meet eyes.

That makes them more comfortable than other lenses that you can find on the market. Even though they were introduced in ’78, they replaced PMMA contacts that did not feature any pores, and they are better for vision than silicone and soft contacts.

In case that you have astigmatism, you should wear the rigid ones we have motioned above, but you have to adjust to them at first. During the adaptation period, people find that they are not as comfortable as hydrogel lenses, but they are not as before.

You can also find hybrid contacts that are perfectly designed to combine amazing optic features and comfort of silicone-hydrogel ones. They have a rigid central zone, but also hydrogel material at a skirt.

Even though it is the best possible solution because it combines comfort and practical features, it is not that popular because it is also the most expensive choice that you can find on the market.

Finally, we have mentioned above several times PMMA lenses that feature the most rigid plastic material called PMMA (check this link: https://en.wikipedia.org/wiki/Poly(methyl_methacrylate) to learn more about it), which is a substitute for glass.

It is the best choice for optics, but they are not transmitting oxygen into the eye, which may cause eyestrains, irritation, and …

People spend close to one-third of their life sleeping and hence it is necessary to purchase the right sleep essentials like the mattress and a sleeping pillow. With the advent of technology and the boom of shopping sites, it is quite confusing whether to buy a sleeping pillow online or use the traditional option of buying in a store. To clear that confusion here is a comparison of online v/s offline shopping to help you decide on the mode of purchase.

Pillow touch and feel: The major reason people hesitate to buy a pillow online and prefer to buy it in a store is that they cannot touch and feel it. Common sense says that you should not consider buying an essential item like a pillow without laying on it for a few minutes. But on the contrary, people make mistakes when choosing the perfect one when asked to do it right away in a store. It is not a guarantee that people select the right option in a store which results in a night of comfortable sleep. So there is no clear winner in this aspect.

Variety: There are many products, prices, type and brands of pillows available in the market and that makes it impossible for a showroom to keep stock of all due to space constraints. Moreover, most retailers sign exclusive agreements that restrict them from keeping all brands and styles and hence only a few models will be available. Additionally, most stores are owned by mattress firms and they carry only their or their sister concern products which are inhibitive for a customer.

Online there are many comparison websites, retail sites, mattress manufacturers like Wakefit have their own websites which gives you a huge variety of selection. All you have to do is know what your requirements are and start narrowing your choices based on it. Moreover, there are customer reviews and feedback, pillow guides, etc which help you make the right choice which makes purchasing online a better choice than going to a store with a limited collection.

Quality and value: Offline stores mostly carry big brands and they usually have a higher price tag when compared to the products that are available online. But the question to be asked is whether these big brands provide value to the product in terms of quality, durability, etc. A costly pillow does not necessarily mean it is of better quality. On the other hand, a pillow online is made of better materials, better design, good quality and advanced features providing more value to money. So in terms of value for money and quality online scores better than traditional stores.

Price: If you compare the prices of a pillow in a store and online you will see a lot of difference. That is because offline stores have many overhead costs like renting space for showroom, warehouse, hiring people, etc which is automatically passed on to the customer and thus prices in stores are generally higher than …

The Legal Cannabis industry in the US is worth billions of dollars and nothing shows that will be decreasing in the next few years. The use for recreational purpose of Cannabis is at this moment approved in 11 states in the US, while medicinal use has been approved by 33 states. The numbers are gradually growing. Here’s some interesting facts about the Legal Cannabis market.

–Cannabis is surpassing Alcohol in tax revenue.

the revenue from cannabis taxes are two times higher from alcohol taxes. Colorado collected more than  $110 million from Cannabis related taxes in 2016, as a result of its $1.3 billion from Cannabis sales. At the same time the state only collected $44.5 million from alcohol taxes.

–More Jobs, More money

There has been a massive boom in the marijuana industry in the US.

The cannabis industry giver work to around 140,000 people, and this number is expected to grow to 340,000 full time jobs by 2022, There is an outstanding 76% increase in cannabis job opportunities, with the industry recording a sale of $52 billion, this year alone. There are different facts and figures that prove the massive contribution of marijuana to the US economy.

— Legalizing Marijuana Appears to Lower Crime

While the sample size is small, numbers from Colorado’s first year with legal recreational marijuana show not only no increase, but actually a decrease in crime. Total burglaries in 2013 in Denver totaled 5,094. In 2014, with marijuana legal, that number decreased about 10 percent to 4,594. Reported robberies in 2013 totaled 1,137 and decreased three percent to 1,099 for 2014.

–Israel is a Cannabis Tech Leader

Israel is, a leading provider of technology and information transfer to other global markets. Medical Cannabis-Tech is an increasingly crowded space in Israel. Israel turns to be a Cannabis-Tech powerhouse being at the forefront of the cannabis research. One important player is the Hebrew University of Jerusalem, where researchers first isolated, the cannabis psychoactive compound tetrahydrocannabinol (THC).

–The future seems greener

Although many people still think that Cannabis is only about smoking bongs and nothing more, a recent report by Grand View Research Inc. predicts that the size of the global legal Cannabis market will reach $66.3 billion by the end of 2025. The rising wave of legalization and the increased medical and recreational use of marijuana will bring even more growth.

–The Black market fades away

The U.S.marijuana market worth $52 billion — but almost  90% of those sales were on the black market. But now the legal marijuana sales made up just $6.2 billion of that in the eight states with fully legalized marijuana and 28 medical marijuana states. The rest of the nearly $46 billion came from sales on the black market, meaning 87% of marijuana sales that year were illegal.

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By now, you probably heard about cannabis. You feel you know everything there is about it. Here’s the problem: not all of them might be entirely true. Here are three things that you probably got wrong about cannabis:

1. Cannabis Is Marijuana

This is true, but it’s not the whole truth. Cannabis is a plant that contains cannabinoids, which are their natural compounds. These can interact with the endocannabinoid system or the parts of the body that have cannabinoid receptors.

These receptors are everywhere, although they tend to be abundant in the nervous system, such as the brain. This partly explains why you are psychologically responsive to the plant’s effects. Some people might even picture them as pure leaves, but they are flowering plants and can grow seeds. A perfect example is hemp.

There are three known species, namely, Cannabis sativa, Cannabis indica, and Cannabis ruderalis. But there can be hundreds of strains due to hybrids. They also fall into medical and recreational cannabis, and the laws can differ (and sometimes not agree) when it comes to their uses.

2. Cannabis Is Already Legal in the United States

This is false. On the federal level, the United States still classifies it as a schedule I substance, which means it’s prone to abuse and doesn’t have any medical use. But states can have their specific laws and regulations about it. In Colorado, for example, it allows both the recreational and medicinal use and sale of marijuana or weed, although the rules are strict.

In Utah, House Bill 105 legalized the possession of CBD oil. CBD stands for cannabidiol and is a cannabinoid present in hemp. It is unlike THC or tetrahydrocannabinol, which is aplenty in marijuana and is the one that causes psychoactive effects. In turn, you can now buy CBD oil in Millcreek, Utah. The problem is the Utah law doesn’t specify how you can acquire one legally.

This is where Farm Bill of 2018 comes in. It now categorizes hemp as an agricultural commodity and not a schedule I substance. As long as the oil contains less than 0.03% THC, it’s possible to buy it.

3. Cannabis Is Dangerous

All types of drugs, whether synthetic or natural, can have significant effects on the body when taken carelessly. For example, you take a lot of them, or you consume them without the guidance of your doctor.

Many studies, however, show cannabis can provide some health benefits. They can help relieve anxiety and depression, as well as pain. Some use them as anti-emetic, which can aid those who are undergoing chemotherapy.

CBD, for instance, can even be a potential treatment to prevent drug relapse. In a proof-of-principle study, the substance can reduce the chances of a relapse immediately while the effects can extend even if the treatment plan is only short.

Cannabis has been around for thousands of years. It dates back to the third millennium BCE. Yet there are still so many people who don’t know about it. …

Human papillomavirus (HPV) infection is better known to the public as a cause of cervical cancer and genital warts, whereas in addition, even young children or babies can contract HPV infection, it is very unfortunate. What causes a small child to be infected with the HPV virus? And what are the symptoms? You also consulted the GP in Yishun

The cause of a small child is HPV infection

Small children can contract HPV through several things. One of the most influencing HPV transmission in children, which is transmitted by the mother through the process of childbirth.

The transmission of HPV infection that occurs between your mother and baby generally does not happen very often. Because the baby’s immune system can eradicate any viral infections. However, still, if the mother has an HPV infection, the baby can be at risk of being exposed to vaginal delivery. doctor in Yishun will usually do a series of tests on newborns to find out whether they have the HPV virus or not. So that it can prevent early

Symptoms of HPV infection in children

1. Warts

Symptoms of HPV infection in children is usually accompanied by the appearance of warts on the body. Warts can grow in any part of the body, including the genitals and parts of the groin. Genital warts that arise in children, generally due to sexual abuse.

Warts that are a symptom of a child’s HPV infection, usually appear like lesions, cauliflower-like lumps, and form like prominent flesh. In girls, genital warts rarely appear in the vaginal vulva but can appear near the anus, on the cervix, or on the vaginal surface.

Whereas in young boys, warts can appear on the penis, testicles, or around the anus. This wart due to HPV infection can cause discomfort, pain, and itching in affected parts of the body.

2. Red eye or conjunctivitis

In addition to warts, young children or babies who have symptoms of HPV infection can also experience a red-eye due to conjunctivitis. This is also known as ophthalmia neonatorum in infants. The characteristic is the color of the eyes that are red and infection in the lining of your baby’s eyelids.

In newborns, this condition can cause swollen eyelids that are runny, bleeding, or thickened. This can occur one to two weeks after birth. This condition if not treated immediately can cause eye damage and blindness. You should see a doctor if your baby shows signs of conjunctivitis.

3. Problems in the respiratory tract of a baby or child

Laryngeal papilloma is a symptom of HPV infection in children. which causes the formation of warts in the throat and in the child’s vocal cords. Although very rare, this condition can limit breathing and potentially life-threatening newborns.

Treatment for laryngeal papilloma must use laser surgery regularly to remove warts that can trigger respiratory problems.

Laryngeal papiloma can generally be detected from birth, warts on the larynx can also develop for up to five years after your baby is born. Thus, it …