28 Mar, 2024
3 mins read

Business to Business (B2B) Payment Trends to Watch in 2020

B2B –Business to Business payments are gaining impetus in the modern era –both in the number of transactions as well as the total value of transactions. The global market of B2B payments is estimated at a total value of around $38 trillion by the time of 2020. The market for B2B payments in the United States market individually is valued at around $25 trillion while growing at a rapid rate of CAGR at 5.8 percent. Business to Business (B2B) Payment Trends to Watch in 2020

Payment Trends to Watch in 2020

B2B payments are driven by the innovative cloud technology. This helps in accelerating the process of digital transformation of the entire payment industry while providing the customers with a series of seamless payment methods. The given shift is happening because the consumers are constantly looking forward to leveraging on-demand & instant access to all the features.

As leading banks have been inconsistent in delivering in the first instance with respect to B2B payments, reputed fintech firms from all around the world have entered the given market with the intent of disrupting. To understand more about this lucrative industry, let us take a dive into the latest B2B payment trends you should know about. Here are some for you to look into:

  • Digital Payments: With a major number of B2B payments being still processed with the help of checks, digital payments aim at conveniently closing the gap as more businesses are considering going digital. In a report, it was reported that around 81 percent of businesses made use of checks for payments in the year 2004. However, by the time of 2016, the given value went down to reach as much as 51 percent. Across the globe, digital forms of payments are estimated to reach around $23.7 trillion by the end of 2020.

With the commencement of the leading ecommerce marketplaces, digital B2B payments have gained huge momentum. As per the reports of the Credit Report Association and NACHA, 32 percent of B2B payments have now become ACH (Automated Clearing House) form of payments. At the same time, the industry is expected to increase to as much as 45 percent by the end of 2020. While wire and digital payments have witnessed an overall increase in utilization, the instances of check payments have been going down steadily.

From mobile wallets to online forms of card payments, both merchants and consumers have been selecting digital alternatives for paying for the respective goods & services. Digital payments are known to offer the overall benefits of being quick and delivering ease of integration into the existing setups. This helps in lowering the overall processing costs while streamlining workflows. This is the reason why digital payments have helped in seamlessly revolutionizing the global B2B payment market.

  • Automated Payments: As per the leading credit card service providers, businesses that go forward with automating the payments related to AR (Accounts Receivable) can look forward to managing incoming cash flows effectively. This leads to reduced liquid cash
3 mins read

What are the benefits of coconut oil on your skin?

Coconut oil can do wonders to your skin. It reduces inflammation, helps in preventing infections and stops the damage caused by free radicals because it is an antioxidant. Coconut oil refreshes and rejuvenates your skin, leaving it smooth. You must use it to beautify and to maintain the health of the skin. If you are suffering from any skin problem, then you must visit the top dermatologist in Islamabad.

You can find coconut oil in three different forms like refined, unrefined and liquid. Choose unrefined and extra virgin oil when you have to apply it on your face. While liquid coconut oil is used for cooking.

Coconut oil is an amazing moisturizer. Try adding some drops of essential oils like that of lavender or chamomile to coconut oil. Also, you can add tea tree oil and vitamin E to prevent dryness and breakouts. In this article, we are going to discuss the benefits of coconut oil on your skin.

Hydrates your skin

Coconut oil contains vitamin F and essential fatty acids that hydrate your skin. Moreover, it forms a protective layer over your skin that traps the moisture in your skin and prevents dryness. Applying it for overnight would leave your face glowy, moisturized and hydrated.

Antimicrobial actions

Coconut oil contains lauric acid that has antimicrobial actions. It helps in fighting against bacterial, viral or protozoal infections. Also, it is used in treating eczema because it has commendable moisturizing power. Since it occurs due to over dryness of the skin, coconut oil can help in that case. Coconut oil also helps in relieving psoriasis- a condition in which scaly itchy patches occur on the body.

Reduces inflammation

Coconut oils is an antioxidant, that helps your body fight against oxidative stress, prevents free radical formation that is injurious for your health. It also reduces inflammation. Moreover, it has also shown to reduce pain along with inflammation. Therefore using coconut oil for swollen joints is beneficial and helps get rid of it.

Prevent wrinkles formation

Coconut oil contains lauric acid that increases the collagen formation of the skin. Therefore, it helps the skin to maintain its elasticity and prevents wrinkles appearance. While we age, our skin loses collagen, because of which fine lines and wrinkles start to appear. Coconut oil has a property of increasing collagen production. Therefore it acts as an antiaging agent. Apply it overnight and see the magical results on your skin.

Lightens dark scars

Coconut oil has a property to lighten the dark spots and patches that often appear on the body because it enhances the collagen production of the skin. For best results, mix two to three drops of coconut oil with two to three drops of lemon juice, apply it on the dark area and keep it for twenty to twenty-five minutes. After that wash it with water. You will see amazing effects on your skin. Since both of the above-mentioned things are antioxidants in nature, they help fight the damage that happens due to …

2 mins read

Get Prepared, And Get Out There

Looking for the best way to stay healthy this year? If you’re sick of crowded gyms and diet plans, the best thing you can do is get out there and start exploring.

Getting outside is easier — and more affordable — than most people think. Hiking, fishing, hunting, and camping are great ways to stay healthy in these trying times. But before you get going, you have to make sure you’re prepared.

Here’s what you need to know if you’re shopping for camping and sporting gear in Colusa, CA — or wherever you are!

1. Buy gear that’s going to last

Shopping for outdoor gear isn’t like shopping for your normal clothes and tools. This is something that you’re going to be using for a long time, in all kinds of tough conditions. It has to be rugged, and it has to be built to last.

When you’re hunting, fishing, or just spending time outdoors, your equipment should feel like an extension of yourself. Go with products that are going to withstand years of wear and tear, so you’re always using the tools you’re familiar with.

2. Be prepared for anything

It’s one thing to tear your jacket or pants at home, but the last place you want your gear to break or malfunction is out in the wild. When you’re outdoors, function is always more important than fashion.

High-quality clothes and gear will help you be prepared for whatever nature throws at you. As long as you’re well-equipped, you’ll be prepared for anything.

3. Shop local

With so many options out there, it can be tough to find the gear you need, with that perfect combination of quality and affordability.

That’s why you should skip the big department stores, and shop at your local sporting goods store. Small, family-owned retailers will help you see through all the snazzy advertising, and make sure you’re buying the best quality products for your next adventure.

Once you have the best hunting, fishing, and camping gear, you’re ready to get out there!…

2 mins read

What to Prepare for Online Computer Shopping

The need for a computer or laptop is increasing these days. Especially as the current situation requires us to access our needs for education and work online. However, determining the best one is sometimes tiring. Even though it has been facilitated by the presence of the internet, shopping for computers online is not easy. The more shops available, it will certainly make it difficult for us to determine the best product. Do you often experience this problem? Some important tips are useful when you want to buy a computer or laptop. What to Prepare for Online Computer Shopping?

Plan Your Budget Earlier

Planning a budget becomes the most effective way. This will help you to get a computer faster. If you already want to buy but don’t have money, this surely will hinder you from shopping. Not only that, but a clear budget will also keep you focused on a commensurate product. You will not be easily swayed by-products whose prices exceed the budget you have.

Find out the Right Shop

After knowing or planning a budget, you need to look for an online store. There are many ways to buy a product through a website, e-commerce, or social media. Look for a PC Shop that offers complete choice as well as the good service.

 

Decide Category and Specifications According to Your Needs

The next step you have to do is determine the category. There are so many choices of laptops with different segments. Whether it’s for office or gaming purposes, you need to know the specifications. This will be even more confusing when you are faced with a choice of low-end, middle-end, and high-end classes. There will be laptop specials to determine when you visit an online shop. Click here for more online laptop deals. Whatever your choice, make sure that the category and specifications according to your needs.…

3 mins read

The Popularity of Kratom in the US Nowadays

Being a leading commodity for people in Southeast Asia, kratom is widely used by traditional healers. You can find the expanse of this plant in the yards of people’s homes in certain areas. Because the price is quite expensive, farmers choose to export it abroad. America becomes one of the destinations for delivery. As opiates became less available in America, kratom became an alternative that had the same effect as opiates. There are many products made from kratom that are available in the United States nowadays.

Its Legal Status

Although it had become a polemic among researchers and policymakers, this plant was considered legal. You can easily found it in several states such as Arizona, California, New York, Washington, etc. This could be one of the reasons why many people in America turn to this kratom. You can freely consume this plant without fear anymore.

Kratom Works Like A Stimulant

Apart from legality, kratom also has its preferred benefits. It works like a stimulant similar to coffee. The kratom tree does belong to the coffee family. The leaves have been used as a stimulant and anti-pain drug. It can stimulate a part of the brain that is almost the same as morphine but with moderate effect. If you feel less productive or excited, kratom becomes an alternative. You will feel more energized and confident again. However, you can get this benefit if you consume it in low doses. Besides, problems such as anxiety can also be reduced by consuming this plant. While for the use of higher doses, kratom will have a euphoric effect. If you can’t control it, you will be more emotional and even messy. So, you have to be careful when you want to switch from the usual drug to this kratom.

Easy to Buy

Another thing that attracts people in America to consume kratom is easy to buy. Many online stores sell kratom products massively. You just need to find it through the internet or social media. When it comes to products, there will be a variety of options that can be purchased. Super green kratom is one of the most popular strains. When you are going to buy this product, it’s necessary to pay attention to the usage guide. This also applies to other types of products. Whatever it is, make sure the dosage according to your needs. If you aren’t familiar enough with the products, you can ask the store for more information.

Variations in Consuming Kratom

There are some of the variations in consuming kratom to know. Generally, these leaves are dried and crushed into a powder. Not only consisting of kratom powder, but there are also other additions of leaves to create different colors such as light brown. While for the packaging, there are several forms such as tablets, capsules, and pastes. In America itself, using it brewed is a common habit to reduce pain.

Even though it is very popular nowadays, you still have to pay attention to every single description …

3 mins read

Good program at Muay Thai camp of fitness in Thailand for your health

Whether you are a fitness expert, a professional fighter or someone who is looking to get back in shape, you will certainly be overwhelmed by the amount of information available regarding health and fitness. In fact, many people often get complicated health and fitness routines that are quite difficult to manage, which often results in many people getting fed up with exercise routines. However, in reality it’s actually quite simple. To stay healthy, you need a balanced diet and a good fitness routine. It does not have to be something that is above your level- a good fitness program can be adapted to people with different fitness levels. Staying fit and healthy does not have to be boring either. You can travel to different places, go hiking, try out new things and preserve your health at the same time. In fact, you’ll probably need to stay fit if you want to explore new places and travel to different countries.

Thailand: Best place for health  

One of the best places to go for improving your health is Thailand. Although it has earned a reputation for being of the most beautiful countries in the world, it is one of the best places for health conscious travelers as well. You can explore the various islands, relax on the sunny beaches and enjoy healthy traditional Thai food. If you are on a weight loss program, then visiting Thailand is certainly a good idea. The traditional Thai food is not only tasty, but quite healthy too. Most dishes contain fish which is one of the healthiest foods available. In fact, while you are on vacation to Thailand, why not learn how to make a few special dishes to add to your diet back home? Visiting Thailand is a great way to stay active as there is simply so much to do and so many places to visit, so you’ll probably be exhausted at the end of the day.

Muay Thai for your health  

If you are really into fitness, then you can actually try out Muay Thai training while in Thailand. This sport is quite similar to boxing and is one of the best ways to develop a strong, fit body. Muay Thai training camps are quite popular in Thailand, especially after it has become popular all over the world. There’s no need to worry if you’ve never had any fighting experience before. Simply doing the Muay Thai workouts in the training camp will get you in shape in no time. The training can be adjusted to suit your level of fitness and experience, so you won’t have to push yourself too hard. The best thing about training Muay Thai in Thailand is that the hot climate makes it perfect trot lose weight fast. Suwitmuaythai for reduce belly fat is a good Muay Thai camp for your fitness. So if you are looking to accelerate your weight loss program and get back in shape, then this is perfect for you. There’s no need for any …

3 mins read

Essential Conference Room Audio Visual Equipment

The work environment has evolved. Many big companies hire remote workers in a bit to cut down on travel expenses, reduce operational costs, and create more work-life balance. The current pandemic situation has forced more people to start working from home. The right conference room audio visual equipment Manhattan enhances communication between these parties. In addition to further strengthening relationships, this meeting room technology reduces travel expenses.

However, there are a few pieces of conference room audio visual equipment to consider when transitioning to a modern-day office.

  1. Displays

The display is without a doubt the first thing that grabs the attention of people as soon as they walk into a meeting room. The display shows you participants on the other end of the communication, allows you to view presentations, and many more. Today, many companies opt for dual displays to allow for multi conferencing. So if you are setting up a conference room, the quality of display should be given top priority.

  1. Video Conferencing

Gone are the days when you can’t see the other person at the end of the line. Thanks to technological advancement, video conferencing is now the order of the day. Many video app companies are popping up today, making virtual meetings seamless and easy for all. Businesses can easily organize meetings with partners, customers, and remote workers without stress. With video conferencing taking center stage in meeting rooms today, some companies would rather go with audio conferencing for specific meetings. However, it is not uncommon to see meeting rooms equipped with both audio and video conferencing technology.

  1. Audio Components

Another important tool in a conference room are the microphones and speakers. It is essential that you choose the right mix of speakers and microphones. These tools aid communication. Failure to get it right might have a significant impact on the quality of communication.

  1. Picture Quality

Video conferencing is growing in popularity these days. However, without the right tool video conferencing will be a hassle. Your choice of camera plays a critical role in this regard. There are lots of web cameras on the market today with varying picture quality. Make sure you choose a camera with high-quality pictures.  Apart from the picture quality, you also want a camera with dynamic functionality such as viewing angle. If you are using a narrow viewing angle, it may not capture those sitting close to you. In the modern business world, companies use pan-tilt-zoom cameras. These cameras are mostly used in large meeting rooms.

  1. Connectivity

Your video conferencing platform will determine the right connectivity that works best. You can either choose between wired and wireless connectivity. In some cases, you might even use both. It’s all about what fits you best.

Without these basic tools, arranging an audio or video conferencing would be a hassle. It is therefore expedient that you work with a professional who specializes in conference room audio visual equipment Manhattan to help set up the right meeting room.

3 mins read

Who Should Buy Stated Value Car Insurance?

If you own a car, you’re probably going to insure it. The same goes for a classic car. But this time, you won’t buy just any insurance policy because your vehicle is considered a rare breed and should be treated as such. In other words, you are advised not to go for traditional auto insurance policies for classic cars. Instead, go for stated value car insurance Baton Rouge LA. Why? Because it allows you to insure your vehicle for the amount you can afford.

Classic cars don’t depreciate, unlike regular vehicles. Instead, they appreciate in value. If you are a proud classic car owner, then you should consider getting stated value car insurance. This type of insurance policy does not apply to all kinds of vehicles but classic cars alone.

Many people misunderstand the term stated value car insurance and sometimes interchange it with agreed value. Vehicle valuation occurs when the car has been totaled. How much will your insurance company compensate you for in the event of a total loss? This rightly describes agreed value insurance.

Stated amount, on the other hand, is the amount stated as at the time you purchase insurance coverage for your classic car. Your car will be insured for the amount you think it’s worth. Stated value insurance determines how your insurer rates the car. In this case, there is no determined amount that you will get in the event of a total loss. The insurance company will compare the state value amount or the actual cash value of the vehicle to determine how much you will be paid. As usual, they will always go for a lesser amount.

Buying State Value Insurance

Insuring a classic car can be expensive. So if you own a classic car and would like to insure it but don’t can’t afford the vehicles appraised value, then you might as well settle for stated value car insurance Baton Rouge LA. Insuring a $700,000 classic car might be way above your budget. You could list its stated value at $100,000. This means your car is duly protected for $100,000 even if it gets involved in an accident.  Your insurance company will compare both the stated value and the actual cost value to determine what you will get as compensation.

Instead of leaving your classic car unprotected, stated value car insurance Baton Rouge LA gives you peace of mind even after minor damage. Remember, this kind of insurance policy does not cover 100% of the vehicle’s value. If you have an auto insurance coverage with the company, you can add state value car insurance to it.

However, you must speak with an expert to know which classic car coverage is right for you? Even if you are quite knowledgeable about your choice, speaking with an expert is highly recommended. They can guide you in the right direction. These experts can also help you file a claim and get your deserved compensation

3 mins read

The Complete Guide To Beauty Trolleys And Their Benefits

In case you’re considering purchasing the much-acclaimed fancy beauty trolleys, you might want to look out for specific characteristics. For certain, choosing the best amongst varieties is not an easy venture. But having a checklist, including budget, quality, durability, and material of the trolley is a refreshing start. And here The Complete Guide To Beauty Trolleys And Their Benefits

What are beauty trolleys?

Mostly found in salons, beauty trolleys are essential storage carts where handy tools are kept. Layers of trays are installed such that you can slide them in and out whenever in need of those tools. Clients, as well as staff, have found good uses for trolleys in the past. They, however, come in varieties of materials – whether metal or plastic – of which your choice depends on end-use.

Selecting a beauty trolley for your salon

As usual, you can’t buy trolleys without having the faintest idea about your preferences. And where you are confused about which to purchase, you may want to consider these factors:

  1. Size

Of all the factors, size comes first because you need to take salon space into consideration. So does the types of tools and equipment you will store in the trolley. Imagine buying a pretty large trolley for a small salon; there probably won’t be space left for other salon equipment. Hairdryers, for instance, will need large trolleys, and large trolleys will look better in a big salon.

  1. Movement

Buy easily movable trolleys to boost productivity. Trolleys with wheels are easy to move around such that you can use them at the East end of the salon and wheel them to the South next. You may need a straightener for a customer’s hair now and have to dry the next customer’s hair in a different seat. These movable trolleys are great bonuses, and they are especially quick to move when fully loaded.

  1. Drawers

More drawers equal more storage space. The more tools and accessories your salon has, the more the number of drawers your trolley should have. Quite logically, more drawers will mean effective storage. So you don’t have to litter tools around your salon, giving your space a better outlook. Usually, drawers may be as few as two to more than five. Ensure you crosscheck with pictures of the trolley brand before making a decision.

  1. Design

It’s a new era, and your customers will expect a similar ambience. By going for modern designs, you are building a reputation as a prolific stylist. Naturally, customers will be drawn to your salon because no one wants to miss out on the goodness of a 21st-century salon. Match your trolleys to the décor and furniture, and watch your space transform sporadically.

  1. Material

Plastic or steel, trolley materials come in different varieties. Depending on the tools you intend to store, buy a trolley for maximum use and always check the product description to confirm your purchase.

  1. Durability

Trolleys are investments; even while spending wisely, you want to purchase a durable one, at all …

3 mins read

Senior Care Franchise Offers Refreshing Opportunities For Nurses

After years of working in a hospital or medical environment, nurses may decide to run their own business, mostly in the same line. It is, however, unfortunate that nurses, unlike doctors, have fewer opportunities because of less experience and the inability to form their practice. A gateway for personal and financial independence is a franchise, especially the senior care line which, apart from being a rewarding investment, is in high demand in recent times. Thankfully, senior care franchise opportunities Burnaby comes to the rescue.

Why senior care franchise is great for retired nurses

One of the most popular franchises in the market, the senior care franchise is getting a lot of attention as more and more families are seeking great institutions that can take care of their elderly. It particularly appeals to nurses because they have been in the same line where they had to care for older people with health conditions. Being on familiar ground, they can utilize their experience in assisting others.

Based on estimates, the senior care franchise is an expanding market. Why because by 2050, up to 80 million Americans will become baby boomers; and this number accounts for more than 15% of the American population. To preserve the quality of life and get the best care in a familiar environment, many baby boomers will choose senior care over nursing homes. In fact, seniors who have comfortable houses can get home care alternatives – which provides senior care within the client’s home. Seniors who suffer from diabetes, arthritis, Alzheimer’s, and other severe conditions will get expert care from senior care facilities as well.

Managing the senior care franchise

Like any business, knowing the nitty-gritty of senior care franchise opportunities, Burnaby is key to success. The Small Business Administration, for instance, has mentioned that weak management is the prominent cause of business failure. In this case, franchises are easier to set up since there is a working system for the business already. Thus, making senior care franchise a viable investment for willing nurses.

Benefits of senior care franchise for nurses

Senior care franchises ensure that nurses remain steadfast in their medical field. And because the franchise is a known homecare brand, coupled with the medical background of nurses, earning the client’s trust is assured. Before setting up the business, most nurses will receive adequate training in business management. More so, the franchisor may assist with setup and daily running of the franchise. As well as continued support, the necessary tools will be at the disposal of the owner courtesy of the franchisor.

A daunting task, choosing the most suitable franchise venture is never a day’s job. Nurses will entrepreneurial skills will consider factors such as:

  • Business model
  • Quality of business training
  • Revenue potential
  • How personal skills can be leveraged on the job

More precisely, nurses, who get senior care franchise opportunities Burnaby should not hesitate to consider the path because of alignment in working ethics. All the same, asking questions and considering many homecare franchises can make …