19 Apr, 2024
2 mins read

When Is A Car Totaled?

After an accident in your vehicle, you might be experiencing high repair costs. There comes a point when your car is deemed “totaled”. This means that the cost to repair your car is more than the value of the car. Some states have different laws for this. Alabama for instance, has a threshold of 75%. This means that if the damage to your vehicle adds up to 75% of the value of the vehicle, it is considered totaled. Talk to lawyers in Lincoln, CA to discuss the laws around totaled vehicles if you think your car was totaled unfairly.

 Over 40% of states use a Total Loss Formula. Insurers will compare the cost of repairs plus the scrap value of your car. This number is then compared to the value of your car. If it equals or exceeds the actual cash value, your car is totaled. California is one of the states that uses the Total Loss Formula. If your car has been totaled, it might be a good idea to contact a lawyer in Lincoln, CA to make sure the responsible party pays for the cost of getting a new vehicle.

The thing most people don’t realize is how easily the damage adds up on a vehicle. It’s not always easy to tell if a car is totaled just by looking at it. Some cars are totaled easier than others. Even fender-benders can render your car totaled. This can be because you have an older vehicle, and the value is lower or because of where the damage is. Some cars have a unibody design. This means that the body around the car is all one piece that is placed over a frame. This leads to higher repair costs because a small accident will require the whole body to be replaced. Attorneys in Lincoln, CA can help you get a better pay out for your totaled car. Most insurance companies will pay you the value of the car which can be much less than the cost of buying a new vehicle.…

3 mins read

Testosterone Levels And Overall Health

Maintaining proper amounts of testosterone in the body is important to sustain overall health and well-being. Testosterone is a steroid hormone necessary for enhanced libido, energy, immune function, and protection against osteoporosis. In addition, this hormone supports the development of certain male attributes like hair patterns, muscles, and voice modulation. Although testosterone is considered a male hormone, women also need small quantities of it for muscle and bone strength. In general, an adult human male produces about eight to ten times more testosterone than their female counterparts. Testosterone production in men increases under the puberty stage. Normal testosterone levels in the bloodstream is about 359 and 1230 nanograms. As people age, a decline in testosterone production is experienced. This decline causes low sex drive, constant tiredness, depression, and loss of strength. Furthermore, very low levels of testosterone in men increases the risk of obesity and heart attack.

Low testosterone levels result from inability of the testes to produce adequate quantities of testosterone. This development affects the whole body system and causes many physiologic, chemical, and hormonal changes. Age is not the only culprit for the drop of testosterone production. According to David Zava, PhD., the president of ZRT Laboratory, a leading hormone research lab in the United States, many factors contribute to low testosterone levels. Environmental toxins, prolonged stress, and depression are just some of the factors that may trigger the body to lower testosterone reproduction. Lifestyle can also be a factor in lowered production of this hormone. Excessive drinking, smoking lack of exercise, and unhealthy diet may damage the testes and lower testosterone production. Other reasons for low production of this substance are hypertension, use of anabolic steroids, prescription or non-prescription medications, surgeries, cancers, and infections.

People can improve testosterone levels by changing their lifestyles, improving their diet, or by including exercise programs in their daily lives. Exercise and other physical activities are proven to show measurable improvements in testosterone levels. However, these activities should be done properly to avoid over-training. Over-training causes fatigue and diminish sterility, it temporarily reduces sperm quality and quantity. This happens because the body literally “kills” itself during exercise to build and improve the body and needs rest to attain normal cell development. Intense physical activities may reduce the level of hormones in the bloodstream that affects sperm production. These sperm levels return to nearly normal after about three days. They added that drinking coffee after a few hours of training may protect sperm quality because of the antioxidants that are found in caffeine.

If these adjustments do not work, there are different options that are available to treat this deficiency. General treatments include testosterone injections, patches, and pills. Many products like herbal supplements and vitamin products that claim to boost hormones levels are available in the market. In addition to these medication, replacement therapy can also be done to promote testosterone production. Improved muscle mass, increased bone density, higher energy levels, decreased irritability and anxiety are some of the benefits associated with …